HomeInternational Journal of Multidisciplinary: Applied Business and Education Researchvol. 7 no. 4 (2026)

Personality Traits and Job Satisfaction among Provincial Paid Teachers in Borongan City Division: Input to Personality Development Intervention

Angela S. Adlawan | Flor Janine A. Glino

Discipline: Education

 

Abstract:

This study determined the provincial paid teachers' personality traits and job satisfaction for the purpose of utilizing research results in pol- icy and intervention development. The study employed a quantitative approach, gathering information from purposive sampling of 36 pro- vincial paid teacher in Borongan City Division through Big Five Person- ality Traits and teacher job satisfaction questionnaire survey method. Mean score was used to describe personality traits and level of job sat- isfaction, likewise the Spearman's Rho determine correlational analysis on significant relationship exists between specific personality traits and job satisfaction. The findings show on respondents' personality traits in terms of openness, extroversion, and neuroticism got a mean score 3.40, 3.29, and 2.90 with moderate level, respectively. While, con- scientiousness and agreeableness got a mean score 3.60 with high level of personality traits of the respondents. The level of job satisfaction got a high level with 3.81 mean score. Moreover, it was found that consci- entiousness has a very strong positive relationship with teacher job sat- isfaction, while, agreeableness and extroversion were both found to have strong positive correlation with teacher job satisfaction. There- fore, reject the null hypothesis that stated that there is no significant relationship between job satisfaction and personality traits of respond- ents, specifically: agreeableness, conscientiousness, extroversion, openness, and neuroticism. The results show how crucial the provincial paid teachers to continually develop and encouraged their traits that reflect conscientiousness such as thoughtfulness, good impulse control, and display strong goal-directed behaviors. However, teacher selection and hiring personnel are recommended to take into consideration per- sonality traits, primarily conscientiousness, agreeableness and extro- version because they are strongly associated with teacher job satisfac- tion. Lastly, school heads are recommended to consider designing per- sonality traits development training workshops to enhance conscientiousness, agreeableness and extroversion among teachers as *Corresponding author: E-mail: angela.adlawan@deped.gov.ph Adlawan & Glino, 2026 / Personality Traits and Job Satisfaction among Provincial Paid Teachers in Borongan City Division IJMABER 1773 Volume 7 | Number 4 | April | 2026 preparation on teachers' development and job satisfaction can be enhanced.



References:

  1. Alhassan, M. D., & Adam, I. O. (2021). The medi-ating role of ICT regulation on the effects of ICT access and ICT use on e-participa-tion. African Journal of Science, Technol-ogy, Innovation and Development. DOI: 10.1080/20421338.2021.1937815
  2. Ali, S., Khan, M. A., & Hussain, T. (2024). Per-ceived risk and trust in digital banking: Behavioral implications for student adop-tion and engagement. International Jour-nal of Bank Marketing, 42(2), 215–232. https://doi.org/10.1108/IJBM-08-2023-0301">https://doi.org/10.1108/IJBM-08-2023-0301">https://doi.org/10.1108/IJBM-08-2023-0301
  3. Amnas, M. B., Selvam, M., Raja, M., Santhoshku-mar, S., & Parayitam, S. (2023). Under-standing the determinants of FinTech adoption: Integrating UTAUT2 with trust theoretic model. Journal of Risk and Fi-nancial Management, 16(12), 505. https://doi.org/10.3390/jrfm16120505
  4. Bangko Sentral ng Pilipinas. (2022). Status of digital payments: Sustaining headways in digital transformation (E-Payments Meas-urement Report). https://www.bsp.gov.ph/Paymen-tAndSettlement/2022_Report_on_E-pay-ments_Measurement.pdf">https://www.bsp.gov.ph/Paymen-tAndSettlement/2022_Report_on_E-pay-ments_Measurement.pdf">https://www.bsp.gov.ph/Paymen-tAndSettlement/2022_Report_on_E-pay-ments_Measurement.pdf
  5. Bangko Sentral ng Pilipinas. (2023). Consumer complaints and fraud trends report. https://www.bsp.gov.ph/Media_Re-lease/2023/ConsumerComplaints-FraudReport.pdf">https://www.bsp.gov.ph/Media_Re-lease/2023/ConsumerComplaints-FraudReport.pdf">https://www.bsp.gov.ph/Media_Re-lease/2023/ConsumerComplaints-FraudReport.pdf
  6. Chen, Y., Li, X., & Wang, Z. (2024). The impact of advanced cyber threats on trust and adop-tion of digital financial services: A study of perceived risk among young users. Inter-national Journal of Bank Marketing, 42(4), 512–530. https://doi.org/10.1108/IJBM-10-2023-0332">https://doi.org/10.1108/IJBM-10-2023-0332">https://doi.org/10.1108/IJBM-10-2023-0332
  7. Cruz, J. M., and Mendoza, R. A. (2024). Cyberse-curity challenges in emerging digital econ-omies: The Philippine experience. Journal of Financial Crime, 31(2), 567–584. https://doi.org/10.1108/JFC-07-2023-0102">https://doi.org/10.1108/JFC-07-2023-0102">https://doi.org/10.1108/JFC-07-2023-0102
  8. Dawood, H. M., Liew, C. Y., & Lau, T. C. (2021). Mobile perceived trust mediation on the intention and adoption of FinTech innova-tions using mobile technology: A system-atic literature review. F1000Research, 10, 1252. https://doi.org/10.12688/f1000re-search.74656.2">https://doi.org/10.12688/f1000re-search.74656.2">https://doi.org/10.12688/f1000re-search.74656.2
  9. Dhungana, H., Sharma, P., & Adhikari, S. (2023). Perceived fraud risk and trust in digital fi-nancial services: Behavioral insights for secure adoption. Journal of Financial Ser-vices Marketing, 28(4), 310–326. https://doi.org/10.1057/s41264-023-00268-3">https://doi.org/10.1057/s41264-023-00268-3">https://doi.org/10.1057/s41264-023-00268-3
  10. Gong, X., Liu, Y., & Zhang, J. (2022). Indirect ex-posure to online fraud and its impact on trust in digital financial services: The me-diating role of fear and awareness. Journal of Financial Services Marketing, 27(4), 289–304. https://doi.org/10.1057/s41264-022-00189-6">https://doi.org/10.1057/s41264-022-00189-6">https://doi.org/10.1057/s41264-022-00189-6
  11. Jafri, M. H. (2023). Trust and perceived security as determinants of digital banking adop-tion: Evidence from emerging markets. Journal of Financial Services Marketing, 28(4), 321–335. https://doi.org/10.1057/s41264-023-00271-8">https://doi.org/10.1057/s41264-023-00271-8">https://doi.org/10.1057/s41264-023-00271-8
  12. Jafri, J. A., Mohd Amin, S. I., Abdul Rahman, A., & Mohd Nor, S. (2023). A systematic litera-ture review of the role of trust and secu-rity on Fintech adoption in banking. Heli-yon, 10(1), e22980. https://doi.org/10.1016/j.heli-yon.2023.e22980">https://doi.org/10.1016/j.heli-yon.2023.e22980">https://doi.org/10.1016/j.heli-yon.2023.e22980
  13. Kaur, S., & Arora, S. (2020). Role of perceived risk in online banking and its impact on behavioral intention: Trust as a modera-tor. Journal of Asia Business Studies. Ad-vance online publication. https://doi.org/10.1108/JABS-08-2019-0252">https://doi.org/10.1108/JABS-08-2019-0252">https://doi.org/10.1108/JABS-08-2019-0252
  14. Kipngetich, A. (2025). A review of online scams and financial frauds in the digital age. GSC Advanced Research and Reviews, 22(1), 302–329. https://doi.org/10.30574/gscarr.2025.22.1.0025">https://doi.org/10.30574/gscarr.2025.22.1.0025">https://doi.org/10.30574/gscarr.2025.22.1.0025
  15. Lăzăroiu, G., Neguriță, O., Grecu, I., Grecu, G., & Mitran, P. C. (2020). Consumers’ deci-sion-making process on social commerce platforms: Online trust, perceived risk, and purchase intentions. Frontiers in Psy-chology, 11, Article 890. https://doi.org/10.3389/fpsyg.2020.00890">https://doi.org/10.3389/fpsyg.2020.00890">https://doi.org/10.3389/fpsyg.2020.00890
  16. Lestari, S., Adawiyah, W. R., Alhamidi, A. L., Prayogi, J., & Haryanto, R. (2024). Navi-gating perilous seas: Unmasking online banking frauds, perceived usefulness, fear of cybercrime and distrust in online bank-ing. Safer Communities, 23(4), 444–464. https://doi.org/10.1108/SC-04-2024-0018">https://doi.org/10.1108/SC-04-2024-0018">https://doi.org/10.1108/SC-04-2024-0018
  17. Omar, A., Alshammari, A., & Alenezi, M. (2023). Cybersecurity threats and fraud in digital banking: Emerging risks and mitigation strategies. Journal of Financial Crime, 30(4), 1123–1138. https://doi.org/10.1108/JFC-03-2023-0045">https://doi.org/10.1108/JFC-03-2023-0045">https://doi.org/10.1108/JFC-03-2023-0045
  18. Patel, R., Singh, A., & Verma, S. (2024). Per-ceived fraud risk and trust in digital finan-cial services: A study of indirect exposure among university students. International Journal of Bank Marketing, 42(3), 310–328. https://doi.org/10.1108/IJBM-09-2023-0315">https://doi.org/10.1108/IJBM-09-2023-0315">https://doi.org/10.1108/IJBM-09-2023-0315
  19. Pratama, I., & Nugroho, A. (2024). Cybersecu-rity risks and phishing vulnerability among university students: Implications for digital financial behavior. Interna-tional Journal of Bank Marketing, 42(3), 295–312. https://doi.org/10.1108/IJBM-09-2023-0312">https://doi.org/10.1108/IJBM-09-2023-0312">https://doi.org/10.1108/IJBM-09-2023-0312
  20. Qu, J., Lin, K., Wu, Y., & Sun, I. Y. (2024). Fear and perceived risk of cyber fraud victimiza-tion among Chinese university students. Crime, Law and Social Change, 82(3), 543–562. https://doi.org/10.1007/s10611-024-10155-9">https://doi.org/10.1007/s10611-024-10155-9">https://doi.org/10.1007/s10611-024-10155-9
  21. Rahma, F. A., and Ulfah, S. Z. (2025). Examining risk and trust in student mobile banking adoption: An extended Technology Ac-ceptance Model perspective. International Journal of Informatics and Information Systems, 5(1), 12–29. https://doi.org/10.12345/ijiis.v5i1.261">https://doi.org/10.12345/ijiis.v5i1.261">https://doi.org/10.12345/ijiis.v5i1.261
  22. Rahman, M. M., and Khan, S. (2024). Perceived risk and trust in digital financial services among university students: Implications for financial literacy and security. Journal of Financial Services Marketing, 29(2), 145–160. https://doi.org/10.1057/s41264-024-00289-7">https://doi.org/10.1057/s41264-024-00289-7">https://doi.org/10.1057/s41264-024-00289-7
  23. Salam, A. F., Dai, H., & Wang, L. (2021). Online users’ identity theft and coping strategies, attribution and sense of urgency: A non-linear quadratic effect assessment. Information Systems Frontiers, 24(5), 1929–1948. https://doi.org/10.1007/s10796-021-10194-w">https://doi.org/10.1007/s10796-021-10194-w">https://doi.org/10.1007/s10796-021-10194-w
  24. Santos, R. M., and Villanueva, J. P. (2024). The unintended psychological impact of cy-bersecurity advisories on digital banking trust among college students. Journal of Financial Crime, 31(3), 789–804. https://doi.org/10.1108/JFC-09-2023-0127">https://doi.org/10.1108/JFC-09-2023-0127">https://doi.org/10.1108/JFC-09-2023-0127
  25. Saputra, A. (2020). The influence of media ex-posure and peer communication on per-ceived risk and trust in digital financial services. Journal of Financial Services Marketing, 25(4), 345–359. https://doi.org/10.1057/s41264-020-00089-3">https://doi.org/10.1057/s41264-020-00089-3">https://doi.org/10.1057/s41264-020-00089-3
  26. Sharma, G., and Sharma, R. (2019). Examining the role of trust and customer satisfaction in digital banking adoption: A structural equation modeling approach. Journal of Financial Services Marketing, 24(3–4), 123–135. https://doi.org/10.1057/s41264-019-00072-4">https://doi.org/10.1057/s41264-019-00072-4">https://doi.org/10.1057/s41264-019-00072-4
  27. Singh, S., and Rana, N. P. (2024). The role of per-ceived risk in shaping trust and adoption of digital financial services: A behavioral perspective. Journal of Financial Services Marketing, 29(3), 210–225. https://doi.org/10.1057/s41264-024-00295-9">https://doi.org/10.1057/s41264-024-00295-9">https://doi.org/10.1057/s41264-024-00295-9
  28. Thottoli, M. M., Islam, M. A., Yusof, M. F. b., Has-san, M. S., and Hassan, M. A. (2023). Em-bracing digital transformation in financial services: From past to future. SAGE Open, Article 21582440231214590. https://doi.org/10.1177/21582440231214590">https://doi.org/10.1177/21582440231214590">https://doi.org/10.1177/21582440231214590
  29. Waliullah, M., Rahman, M. M., & Alam, S. (2025). Cyber risk perception and trust in digital financial services: Impacts on adoption and continued usage. International Jour-nal of Bank Marketing, 43(1), 78–95. https://doi.org/10.1108/IJBM-07-2024-0289">https://doi.org/10.1108/IJBM-07-2024-0289">https://doi.org/10.1108/IJBM-07-2024-0289
  30. Zhao, L., Wang, Y., and Chen, X. (2024). Explor-ing the interplay of trust, perceived risk, and user intention in mobile banking adoption. International Journal of Bank Marketing, 42(1), 56–74. https://doi.org/10.1108/IJBM-06-2023-0254